Boatzon allows you to receive personalized loan offers in seconds without affecting your credit score. Basically, when you apply for a loan for a boat, engine, trailer, or products you fill out an application form with Boatzon. Then, Boatzon shares that information with its network of marine lending partners. The Boatzon prequalification process uses what is called a soft pull to gather information from your credit report. This prequalification process does not affect or impact your credit score. Then, Boatzon partner marine lenders send their loan offers to Boatzon which displays them for you. Boatzon’s lenders offer loans in amounts ranging from $5000-$10,000,000 to help you find the funds you need. After you pick an offer, apply with the lender that offers the best rate and terms for your situation to get the loan process started. Please note, when you finalize your application process and loan with select lenders or banks, they may conduct a hard credit pull to verify your credit profile and identity which may impact your credit score.
You are not yet approved or pre-approved for a loan or a specific rate. Please click ‘Pre-Qualify Now’ to complete your application to see what participating lenders can offer you. Your APR may differ based on loan purpose, amount, term, and your credit profile. Excellent credit is required to qualify for lowest rates. Some rates are quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option may be higher. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Not a commitment to lend.
Above quotes are based on information provided, actual rate and term may vary based on credit application review by lender. Subject to consumer loan program requirements and credit approval. Individual rate may vary based on vehicle titling, FICO score, loan to value, loan amount, loan term, model year and type of vessel. Rates and terms may vary with market conditions and are subject to change without notice. Lowest rates require excellent credit.
You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.